women holding a debit card while using the Bank Iowa mobile banking app

Bank Iowa Balance Banking

Stay in control and open your account today!

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Balance arrows

A fresh start for your finances.

Getting back on solid financial ground might be easier than you think. Bank Iowa Balance Banking, a BankOn* certified account, is designed to provide you with the essentials of a standard checking account while offering the safeguards needed to help you stay on track.

*BankOn, led by national nonprofit organization the Cities for Financial Empowerment Fund, works to ensure that everyone has access to a safe, affordable transactional banking accounts.

Minimum Opening DepositMonthly Service ChargeMinimum Balance RequiredInterest Earning or RewardsFree Standard ChecksStatement Options
$10$5 (plus tax)NoNoNoeStatement only

 

Balance Banking Account Features

Identity Theft 
Protection Services
STATEMENT
Free 
eStatements
Online & Mobile 
Banking
Free Debit 
Card & eWallet

Why Choose Balance Banking at Bank Iowa?

  • Low $10 minimum opening deposit
  • Simple $5 monthly service charge (plus tax)
  • Free debit card (checkless account)**
  • Free online and mobile banking (bill pay and mobile deposit not included)
  • No overdraft or NSF fees***

Additional Features

  • Free identity theft protection services
  • Four free official checks per month (upon request)
  • Free eStatements with check images (paper statements not available)
  • No early account closure or dormant account fees
  • This account is not eligible for Bank Iowa’s Overdraft Privilege or Overdraft Privilege Plus

 

Ready to take control of your finances? Open a Bank Iowa Balance Banking account today!

Apply Online

*Bank Iowa Balance Banking is certified by BankOn, a national program led by Cities for Financial Empowerment Fund, working to ensure everyone has access to safe, affordable banking solutions.

**This is a checkless account. Writing checks will result in account closure for misuse.

***If a transaction exceeds your available balance, it may be declined or returned. If an overdraft occurs, no fee will be charged, but account holders are expected to resolve the negative balance promptly. Multiple instances of the account being overdrawn may result in the account being closed for misuse.

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