Stay in control and open your account today!
Getting back on solid financial ground might be easier than you think. Bank Iowa Balance Banking, a BankOn* certified account, is designed to provide you with the essentials of a standard checking account while offering the safeguards needed to help you stay on track.
| Minimum Opening Deposit | Monthly Service Charge | Minimum Balance Required | Interest Earning or Rewards | Free Standard Checks | Statement Options |
|---|---|---|---|---|---|
| $10 | $5 (plus tax) | No | No | No | eStatement only |
*Bank Iowa Balance Banking is certified by BankOn, a national program led by Cities for Financial Empowerment Fund, working to ensure everyone has access to safe, affordable banking solutions.
**This is a checkless account. Writing checks will result in account closure for misuse.
***If a transaction exceeds your available balance, it may be declined or returned. If an overdraft occurs, no fee will be charged, but account holders are expected to resolve the negative balance promptly. Multiple instances of the account being overdrawn may result in the account being closed for misuse.