Explore Checking Accounts

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Bank Iowa Personal Checking

Name: Two Rivers Marketing
Price range: $

Accounts designed to fit your lifestyle and financial goals.

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Bank Iowa Personal Checking Accounts

Your personal checking account should work for you. That’s why Bank Iowa offers six unique checking options, each designed to fit different financial needs and lifestyles. Whether you’re looking for cashback rewards, interest earnings or a simple, no fees account, we have an option for you.

Freebird Checking

Hassle-free banking with no hidden fees.

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$ensible Checking

Put cash in your pocket with cashback rewards.

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Bank Iowa Checking

Checking made easy with no fees, just banking.

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Interest Checking

Grow your money with access to everyday banking essentials.

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Prestige Checking

Upgrade your checking with banking benefits tailored to ages 55+.

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Balance Banking

Take control of your finances with safe and balanced banking.

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Bank Iowa Checking Account Features

Compare Checking Accounts

	FreeBird Checking No-fee checking* Learn More	Bank Iowa Checking No-fee checking* Learn More	Interest Checking Our interest-earning account for higher balances Learn More	$ensible Checking Our rewards account that pays you back Learn More	Prestige Checking Our interest-earning account for customers 55+ Learn More	Balance Banking Take control of your finances with safe and balanced banking Learn More
Minimum Opening Deposit	$10	$10	$10	$10	$10	$10
Monthly Service Charge	$0	$0	$7 (if minimum balance not maintained)	$0	$0	$5 (plus tax)
Minimum Balance Required	$0	$0	$500 to avoid monthly service charge	$100 to earn cash back	$500 to earn interest	No
Interest Earning or Rewards	No	No	Interest earning	Earn $.10 for each PIN or signature-based debit card purchase when qualifications are met*	Interest earning when minimum balance is met	No
Free Standard Checks	No	No	No	No	Yes	No
Statement Options	eStatement only	eStatement or printed	eStatement or printed	eStatement only	eStatement or printed	eStatement only

Open Your Personal Checking Account

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*Even with a free account, fees may be imposed for overdrawing the account.

Personal Checking Account Rates

Account Type	Min Balance to obtain APY	Interest Rate	Annual Percentage Yield (APY)
Personal Interest Checking Account*
$0 - $9,999.99	$0.01	0.03	0.03
$10,000 - $24,999.99	$10,000	0.06	0.06
$25,000 $99,999.99	$25,000	0.09	0.09
$100,000 and above	$100,000	0.14	0.14
Prestige Checking Account*
$500 and above	$500	0.05	0.05

*Minimum balance to open account is $10.00. Interest rate and annual percentage yield (APY) is variable and subject to change at any time. Fees may reduce earnings.

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