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Bank Iowa Ag Business Checking Accounts

Designed to grow your operation and your profits.

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Explore the right option for your operation

Bank Iowa offers a variety of business checking accounts designed for farmers, producers and ranchers to scale with the growth of your operation. From small operations just getting started to legacy farms, and everything in between, Bank Iowa offers flexible accounts to fit your needs. Pair our checking products with treasury management services, and your ag finances will run like a well-oiled machine.

Freebird ag silos 250

Freebird Checking – For Your Farm

No monthly fees and all the essentials — perfect for ag operations that like to keep it simple.

Combine 250

Business Checking for Farmers

Stay on top of daily transactions with a business checking account that works as hard as you do.

Interest ag coins 250

Interest Checking for Farmers

Earn interest while managing your business finances with ease and flexibility.

Comm tractor 250

Commercial Checking – For Ag Pros

Built for high-volume, complex needs — commercial checking that keeps your enterprise moving.

Bank Iowa Ag Checking Account Features

Identity Theft 
Protection Services
STATEMENT
Free 
eStatements
Online & Mobile 
Banking
Free Debit 
Card & eWallet

Business Checking for Ag

Our interest-earning account for higher balances

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Freebird Business Checking for Ag

No-fee checking**

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Interest Checking for Ag

Our interest-earning account for higher balances

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Commercial Checking for Ag

Our interest-earning account for higher balances

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Minimum Opening Deposit $100 $100 $100 $100
Monthly Service Charge $10 monthly service charge ($1,000 minimum balance to avoid monthly service charge)* $0 $10 monthly service charge ($500 minimum balance to avoid monthly service charge)* $20
Minimum Balance Required $1,000 to avoid monthly service charge $0 $500 to avoid monthly service charge $0
Interest Earning or Rewards No No Interest earning Interest earning
Transaction Limitations 250 free transactions ($.25 for each transaction over 250) No transaction limitations Free unlimited transactions $.10 fee per transaction
Statement Options eStatement or printed eStatement only eStatement or printed eStatement or printed