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Savings Accounts

Family gathered around a small piggy bank with their child.

Bank Iowa Savings Accounts

Saving for a better tomorrow starts here.

Apply Online

Piggy 450

Simple savings, big benefits

  • $10 minimum opening deposit
  • Earn interest on your balance
  • 15 free debits per month*
  • Complimentary identity theft protection
  • Online & mobile banking access

 

Keep a balance of $100 or more to waive the $2 monthly service fee—it’s that simple. Ready to start saving? Apply here today.

*$10 excessive withdrawal charge for each debit will be incurred over the 15 per month limit. Charges are for illustration purposes only and are subject to change.

 

Account TypeMin Balance to obtain APYInterest RateAnnual Percentage Yield (APY)
Regular Savings*
$0 - $999.99 $0.01 0.04 0.04
$1,000 and above $1,000 0.07 0.07
Young Savers Savings*
$0 - $999.99 $0.01 0.11 0.11
$1,000 and above $1,000 0.11 0.11
Money Market*
$0 - $999.99 $0.01 0.31 0.31
$1,000 - $49,999.99 $1,000 0.45 0.45
$50,000 - $99,999.99 $50,000 0.60 0.60
$100,000 - $499,999.99 $100,000 0.77 0.77
$500,000 and above $500,000 0.98 0.98
Premier Money Market*
$0 - $24,999.99 $0.01 0.43 0.43
$25,000 - $99,999.99 $25,000 0.60 0.60
$100,000 - $249,999.99 $100,000 0.93 0.93
$250,000 - $999,999.99 $250,000 1.00 1.00
$1,000,000 and above $1,000,000 1.26 1.27

*Minimum balance to open account is $10.00. Interest rate and annual percentage yield (APY) is variable and subject to change at any time. Fees may reduce earnings.