Savings options with higher returns

Building your financial future starts with the right investment strategy. At Bank Iowa, we offer a variety of personal investment options that are designed to grow your savings, prepare you for retirement and manage healthcare expenses. Our priority is to provide you with the security and flexibility you need. Whether you’re looking for tax advantages, accessible savings or fixed returns.

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Certificate of Deposit (CD)

Earn higher interest with a fixed-rate CD while keeping your savings secure. At Bank Iowa, we have terms ranging from 3 to 60 months with a minimum opening deposit of $500.

 

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Individual Retirement Account (IRA)

Start planning for your retirement with a Bank Iowa IRA. Choose the option that is best for you; a traditional IRA with tax-deferred growth or a Roth IRA with tax-free withdrawals after retirement.

 

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Health Savings Account (HSA)

Better prepare for your medical expenses while enjoying tax benefits. A Bank Iowa HSA lets you save tax-free, rollover unused funds year after year and easily pay for qualified healthcare expenses—all with no minimum balance required.

 

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Money Market Accounts

Enjoy the best of both worlds—earn interest on your savings while keeping your funds readily accessible. With a Bank Iowa money market account, you get complimentary identity theft protection, 15 free debits per month and 24/7 online banking access.

 

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