women using mobile banking app on a mobile device

Bank Iowa $ensible Checking

Make your purchases count.

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Sensible bills

Get rewarded for everyday spending.

Looking to make the most of your money? Bank Iowa $ensible Checking is designed to put real cash back in your pocket every time you use your debit card. Earn $0.10 per qualifying debit card transaction* that posts and clears during your statement cycle—because we believe you should be rewarded every time you pay.

 

Minimum Opening DepositMonthly Service ChargeMinimum Balance RequiredInterest Earning or RewardsFree Standard ChecksStatement Options
$10$0$100 to earn cash backEarn $.10 for each PIN or signature-based debit card purchase when qualifications are met*NoeStatement only

 

$ensible Checking Account Features

Identity Theft 
Protection Services
STATEMENT
Free 
eStatements
Online & Mobile 
Banking
Free Debit 
Card & eWallet

Why Choose $ensible Checking at Bank Iowa?

  • No monthly service charge when you open your account with a $10 minimum deposit.
  • Free debit card and online, mobile and text banking when you open your account.
  • Take advantage of free check images with every monthly statement.

$ensible Checking Qualifications

  • Maintain a minimum balance of $100 each day in your statement cycle.*
  • Log in to Bank Iowa online or mobile banking at least once during your statement cycle.**
  • Use your Bank Iowa Mastercard® debit card for purchases.
  • Enroll in and receive eStatements and maintain a valid email address.

 

Start earning rewards today! Open your Bank Iowa $ensible Checking account online or visit a Bank Iowa location near you.

Apply Online

*If you meet the qualifications above, you will receive $.10 cash back for each PIN or signature-based debit card purchase that posts and clears your account during the statement cycle. ATM withdrawals do not count as qualifying debit card purchases for purposes of earning debit card cash back with this account. Statement cycle means the interval of days between statements. A new statement cycle begins the day after we print or otherwise provide your monthly account statement and ends on the day we print or otherwise provide your monthly account statement. The first statement cycle begins the day you open this account. $ensible Checking accounts cycle on the 5th of the month.

**Statement cycle means the interval of days between statements. A new statement cycle begins the day after we print or provide your monthly account statement and ends on the day we print or provide your monthly account statement. The first statement cycle begins the day you open a $ensible Checking account and accounts cycle on the 5th of each month.

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