Make your purchases count.
Looking to make the most of your money? Bank Iowa $ensible Checking is designed to put real cash back in your pocket every time you use your debit card. Earn $0.10 per qualifying debit card transaction* that posts and clears during your statement cycle—because we believe you should be rewarded every time you pay.
| Minimum Opening Deposit | Monthly Service Charge | Minimum Balance Required | Interest Earning or Rewards | Free Standard Checks | Statement Options |
|---|---|---|---|---|---|
| $10 | $0 | $100 to earn cash back | Earn $0.10 for each PIN or signature-based debit card purchase when qualifications are met* | No | eStatement only |
*If you meet the qualifications above, you will receive $0.10 cash back for each PIN or signature-based debit card purchase that posts and clears your account during the statement cycle. ATM withdrawals do not count as qualifying debit card purchases for purposes of earning debit card cash back with this account. Statement cycle means the interval of days between statements. A new statement cycle begins the day after we print or otherwise provide your monthly account statement and ends on the day we print or otherwise provide your monthly account statement. The first statement cycle begins the day you open this account. $ensible Checking accounts cycle on the 5th of the month.
**Statement cycle means the interval of days between statements. A new statement cycle begins the day after we print or provide your monthly account statement and ends on the day we print or provide your monthly account statement. The first statement cycle begins the day you open a $ensible Checking account and accounts cycle on the 5th of each month.